Insurance Coverage

The role of WSI	Starting a new business in ND	Who needs coverage
Definition of employer	Obtaining coverage	When your ND workers work outside ND
Coverage for volunteers	Coverage for staffing services	Optional coverage
Custom operations	If you have applied for a contractor's license	Independent contractor
Subcontractor arrangements	Changing or canceling coverage	Premium and payroll
Experience rating	Deductible program	Out of State Employers
Retrospective rating plan	Premium audits	Requesting a quote
Proof of Insurance	Coverage Limits & Rights of Subrogation

If you have a question or concern regarding insurance coverage, or if you are an existing policyholder, feel free to contact our Employer Services Department via email at wsiemployerservices@nd.gov

Coverage for Volunteers

Any volunteer organization, not otherwise provided for under this title, may contract with WSI for insurance protection for its own members while they are engaged in specific activity provided for in the contract. Upon receipt of an Application for Insurance form, WSI may deny a volunteer contract if, in its opinion, it is in the best interest of the Fund to do so.

If you have any questions, please contact Employer Services at (701) 328-3800 or 1-800-777-5033.