Insurance Coverage

The role of WSI	Starting a new business in ND	Who needs coverage
Definition of employer	Obtaining coverage	When your ND workers work outside ND
Coverage for volunteers	Coverage for staffing services	Optional coverage
Custom operations	If you have applied for a contractor's license	Independent contractor
Subcontractor arrangements	Changing or canceling coverage	Premium and payroll
Earn a premium discount	Experience rating	Deductible program
Retrospective rating plan	Premium audits	Requesting a quote
Proof of Insurance	Coverage Limits & Rights of Subrogation	Out of State Employers

If you have a question or concern regarding insurance coverage, or if you are an existing policyholder, feel free to contact our Employer Services Department via email at wsiemployerservices@nd.gov

Requesting a Quote

Employers should not rely on orally or telephonically communicated rate class assignments, but may rely on billing statements and written quotes from our Employer Services representatives.

Rate classifications are assigned based on information received from you, the employer, and are subject to change based on confirmation of the information received, new information, or an audit conducted by WSI.

Please submit your information below. You will receive an e-mail response within two business days.